My wife and I have used Capital One 360 for our main savings account for as long as we’ve been married. It’s an online-only bank (it used to be called ING Direct until Capital One Bank bought it a few years ago). Since it’s only on the internet, it doesn’t have the expense of brick-and-mortar branches and the people needed to staff them—meaning it has more money to give you for interest. In fact, it has some of the best interest rates on savings accounts you’ll find anywhere.
So, if you don’t already have an account at Capital One 360, we would highly recommend you open one. And if you do, use this link:
That will allow you to get a $25 bonus when you open a new savings account or even a $50 bonus when you open a new checking account. (There are a few conditions for receiving the bonus, such as opening your savings account with an initial $250 deposit. Check out the link for more details.)
Then, once you receive your bonus, you can turn around and refer others. And for each person who opens a new account, you’ll get a $20 bonus yourself—up to $1,000.